The Affordable Care Act (ACA): What It Guarantees Today (and How to Use Those Protections Wisely)

The ACA set a baseline of consumer protections and coverage standards that many people now take for granted. This article explains what the ACA guarantees today, what those guarantees do (and don’t) mean in real life, and a practical checklist to help you review your coverage for 2026. Educational only; not legal, tax, or medical advice.

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